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Active19 days on market

$749,900

412 Marine Terrace, Lake St Louis, MO 63367

Breckenridge

3

Bedrooms

3

Bathrooms

3,104

Square Feet

2004

Year Built

Single Family

Type

3-car garage 0.37 acres HOA $950/annually

About This Property

LOVELY, 3 bedroom, 2.5 bath CUSTOM RANCH home with 3,104+/- sq ft of living space in the highly desirable Lake St. Louis neighborhood, Breckenridge! 9’+/- Ceilings throughout. Covered front porch greets you as you step inside the entry foyer. Dining room & office feature NEW laminate flooring. Living room boasts a gas fireplace w/Marble surround, NEW laminate flooring, 14’ vaulted ceiling, & butler’s pantry. Adjacent breakfast area/eat-in kitchen with custom cabinetry, center island, stainless steel appliances, bay window & walkout to deck. Primary suite with NEW carpeting, bay window & bath boasting large double sink vanity, shower, tub, private commode & large walk-in closet. Two additional bedrooms feature NEW carpeting, spacious closets, carpet & share Jack & Jill bath. Laundry room, sitting room & half bath completes the main level. Unfinished, walk-out lower-level has great potential for additional living space awaiting your finishing touches with 9’+/- ceiling. Outside, one will enjoy a stunning level yard with a deck, concrete patio, 3-car side entry oversized attached garage & surrounded by lush/mature trees. NEWER furnace & AC unit (2024) and NEW roof (2026). Within the Wentzville School District & easy access to HWY 64, shopping, dining & amenities. Lake St. Louis access/rights *see attached supplement*. Must see!

Property Features

Breakfast Bar
Breakfast Room
Butler Pantry
Ceiling Fan(s)
Custom Cabinetry
Double Vanity
Eat-in Kitchen
Entrance Foyer
Kitchen Island
Pantry
Recessed Lighting
Separate Dining
Tray Ceiling(s)
Tub
Vaulted Ceiling(s)
Walk-In Closet(s)
In Hall
Laundry Room
Main Level
Sink
Security System

Appliances & Systems

Appliances

  • Stainless Steel Appliance(s)
  • Electric Cooktop
  • Dishwasher
  • Disposal
  • Freezer
  • Microwave
  • Refrigerator
  • Wall Oven
  • Gas Water Heater

Heating

  • Forced Air
  • Natural Gas
  • Zoned

Cooling

  • Ceiling Fan(s)
  • Central Air
  • Zoned

Schools

Elementary

Green Tree Elem.

Middle School

Wentzville South Middle

High School

Timberland High

Property Details

List Price

$749,900

Price/sqft

$242

HOA

$950/annually

Annual Taxes

$8,913

MLS Number

26022155

County

St. Charles

Lot Size

0.37 acres

Parking

Construction

Brick, Other, Stone

Roof

Sewer

Public Sewer

Listing Terms

Cash, Conventional

Mortgage Calculator

Estimate only. Contact a lender for exact figures.

Est. Monthly Payment

$3,991

Principal & interest only

20% ($149,980)
3%50%
7.0%
3%12%
Loan Amount$599,920
Total Interest$836,840
Total Cost$1,436,760

Get pre-approved → contact us at (314) 757-1522

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Whittier Realty Group · (314) 757-1522

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Whittier Realty Group · (314) 757-1522

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Listed By

Catherine Shaw-Connely

Tom Shaw, REALTORS

(636) 532-1922

Interested in touring? Contact your agent:

Whittier Realty (314) 757-1522

Listing courtesy of Tom Shaw, REALTORS. All information deemed reliable but not guaranteed. MLS# 26022155. © 2026 Whittier Realty Group LLC. Equal Housing Opportunity.