1290 Summer Lynne Drive — photo 1
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Active29 days on market

$459,900

1290 Summer Lynne Drive, O'Fallon, MO 63366

Sunset Ridge Estate Ph1 #1

5

Bedrooms

3

Bathrooms

3,838

Square Feet

2000

Year Built

Single Family

Type

3-car garage 0.25 acres HOA $375/annually

About This Property

Tucked away off Bryan Road on a quiet street in sought-after Sunset Ridge Estates, this spacious ranch offers the perfect combination of everyday comfort, room to entertain, and surprisingly low utility costs. With nearly 3,900 square feet of finished living space, 3+ bedrooms, 3 full baths, and an oversized 3-car garage, there's space for everyone and everything. From the moment you walk in, you'll appreciate the soaring vaulted ceilings, open floor plan, and inviting Great Room featuring a wood-burning fireplace. The kitchen offers stainless steel appliances, a center island, desk area, pantry, abundant cabinetry, and flows seamlessly into the breakfast room and living areas, making it ideal for both daily living and entertaining. One of the home's most impressive features is what you don't immediately see. Paid-off solar panels, Anderson windows, quality insulation, and a high-efficiency Trane HVAC system with major components updated in 2023 help create a home that is exceptionally quiet, comfortable, and economical to own. Utility costs are remarkably low for a home of this size. The finished lower level is an entertainer's dream, featuring a huge family room, wet bar/kitchen, media area, gym, two additional sleeping rooms connected by a Jack-and-Jill bathroom, and plenty of storage space. Whether you're hosting game day, holiday gatherings, overnight guests, or simply need room to spread out, this lower level delivers. Step outside to enjoy the covered patio and fenced backyard, offering the perfect setting for pets, play, gardening, or relaxing summer evenings. The oversized 3-car garage provides ample space for vehicles, tools, hobbies, and workshop needs. Residents enjoy access to community amenities including a neighborhood pool, clubhouse, and common ground, all within the highly regarded Wentzville School District. Large enough to host the holidays, efficient enough to keep monthly costs manageable, and thoughtfully designed for both entertaining and everyday living, this is the kind of home buyers wait for. Near I-64 and I-70, this home delivers an easy commute and overall great location.

Property Features

Bar
Breakfast Room
Ceiling Fan(s)
Coffered Ceiling(s)
Crown Molding
Double Vanity
Entrance Foyer
High Ceilings
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Recessed Lighting
Separate Dining
Separate Shower
Shower
Soaking Tub
Storage
Tub
Vaulted Ceiling(s)
Walk-In Closet(s)
Wet Bar
Workshop/Hobby Area
Clubhouse
Pool
Sidewalks

Appliances & Systems

Appliances

  • Stainless Steel Appliance(s)
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Electric Oven
  • Built-In Electric Range
  • Refrigerator
  • Washer
  • Gas Water Heater

Heating

  • Forced Air
  • Natural Gas

Cooling

  • Central Air
  • Electric

Schools

Elementary

Crossroads Elem.

Middle School

Frontier Middle

High School

Liberty

Property Details

List Price

$459,900

Price/sqft

$120

HOA

$375/annually

Annual Taxes

$4,817

MLS Number

26034852

County

St. Charles

Lot Size

0.25 acres

Parking

3 spaces

Construction

Brick Veneer, Stone Veneer, Vinyl Siding

Roof

Architectural Shingle

Sewer

Public Sewer

Listing Terms

Cash, Conventional, FHA, VA Loan

Mortgage Calculator

Estimate only. Contact a lender for exact figures.

Est. Monthly Payment

$2,448

Principal & interest only

20% ($91,980)
3%50%
7.0%
3%12%
Loan Amount$367,920
Total Interest$513,360
Total Cost$881,280

Get pre-approved → contact us at (314) 757-1522

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Whittier Realty Group · (314) 757-1522

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Whittier Realty Group · (314) 757-1522

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Listed By

Jessica Vargas

Nettwork Global

(636) 614-5132

Interested in touring? Contact your agent:

Whittier Realty (314) 757-1522

Listing courtesy of Nettwork Global. All information deemed reliable but not guaranteed. MLS# 26034852. © 2026 Whittier Realty Group LLC. Equal Housing Opportunity.