442 Schwarz Road — photo 1
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Active34 days on market

$440,000

442 Schwarz Road, O'Fallon, IL 62269

Winding Creek Estates

4

Bedrooms

3

Bathrooms

4,086

Square Feet

1992

Year Built

Single Family

Type

2-car garage 0.32 acres HOA $170/annually

About This Property

Welcome home to this beautifully designed ranch featuring an open floor plan filled with natural light. The spacious great room boasts vaulted ceilings, dormer windows, beautiful wood flooring, and wood burning fireplace creating a warm and inviting atmosphere. The kitchen is equipped with stainless steel appliances, island and offers plenty of space for meal preparation and entertaining. The main level includes four bedrooms and two full baths, providing room for family and guests. The finished walk-out basement expands your living space with a large family room, full bath, bonus room perfect for a home office, exercise room, or hobby space, plus abundant storage areas. Step outside to enjoy the fenced backyard. This well-maintained home combines comfort, functionality, and style.

Property Features

Breakfast Room
Ceiling Fan(s)
Double Vanity
Entrance Foyer
Kitchen Island
Open Floorplan
Pantry
Separate Dining
Separate Shower
Soaking Tub
Vaulted Ceiling(s)
Walk-In Closet(s)
Private Yard

Appliances & Systems

Appliances

  • Stainless Steel Appliance(s)
  • Dishwasher
  • Microwave
  • Free-Standing Gas Range
  • Refrigerator
  • Gas Water Heater

Heating

  • Forced Air
  • Natural Gas

Cooling

  • Ceiling Fan(s)
  • Central Air

Schools

Elementary

OFALLON DIST 90

Middle School

OFALLON DIST 90

High School

OFallon

Property Details

List Price

$440,000

Price/sqft

$108

HOA

$170/annually

Annual Taxes

$8,838

MLS Number

26039595

County

St. Clair

Lot Size

0.32 acres

Parking

Construction

Masonite

Roof

Architectural Shingle

Sewer

Public Sewer

Listing Terms

Cash, FHA, VA Loan

Mortgage Calculator

Estimate only. Contact a lender for exact figures.

Est. Monthly Payment

$2,342

Principal & interest only

20% ($88,000)
3%50%
7.0%
3%12%
Loan Amount$352,000
Total Interest$491,120
Total Cost$843,120

Get pre-approved → contact us at (314) 757-1522

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Whittier Realty Group · (314) 757-1522

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Whittier Realty Group · (314) 757-1522

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Listed By

Linda Linder

Strano & Associates

(618) 277-7653

Interested in touring? Contact your agent:

Whittier Realty (314) 757-1522

Listing courtesy of Strano & Associates. All information deemed reliable but not guaranteed. MLS# 26039595. © 2026 Whittier Realty Group LLC. Equal Housing Opportunity.